Have you given up on the dream of a comfortable retirement? Don't! Annuities were created to help you save for retirement and produce a vital stream of income for your golden years. Over 43% of American workers have less than $10,000 saved for retirement, according to a recent report by the EBRI. Without your own savings, you will be forced to try and manage your retirement with only a social security check. Annuities are tax-deferred savings accounts that anyone can take advantage of to replace retirement accounts that were decimated by the stock market or just never funded. You may be thinking that social security will take care of you during retirement. Social security only covers an average of 40% of your retirement living expenses. And the wait to start these benefits keeps getting longer and longer. Annuities have no maximum contribution limits and offer a variety of growth choices along with options to generate a paycheck each month after you retire. You control when you take income withdrawals. If y ...

Safeguarding individuals and families from loss is fundamental to insurance best practices. To protect our most beloved assets, a comprehensive approach is crucial. California life insurance and California health insurance are available in a vast array of permutations. Professional help can be invaluable in ascertaining coverage options at price points appropriate to you...

Did you know that health insurance may be the most important type of insurance you can carry? Consider these facts about health and money...

Until recently, most people got their health insurance from their employer. People with low income got their health insurance from the government. But now, more and more people are buying private health insurance plans tailor-made for individuals. If you are one of these people, you should be seeking an individual health insurance plan from an independent agency like Golden Bells Insurance now.