Here are several other types of insurance you should consider for your restaurant:
- Restaurant Loss of Business Insurance - If you lose sales through a specific cause, this type of policy can recoup some of the income. Keep in mind the premiums and deductible may make you break even, depending on how much you lose.
- Restaurant Food Contamination Insurance - If you lose power because of fallen power lines or a storm, and the entire contents of your walk-in and freezer spoil, this policy would pay to replace the food.
- Specific Peril Insurance - This covers many natural disasters that general liability insurance doesn't. Events like earthquakes, floods or power outages due to either, may be covered under this insurance.
When seeking restaurant insurance in southern California, reputation in the region can be the difference between a well-covered business and a liability disaster. Golden Bells has an abundance of enthusiastically satisfied customers like this one:
The California Restaurant Insurance Specialists title goes to Golden Bells Insurance Agency. They helped me save 18% on my restaurant insurance and I believe they can help you save on your restaurant insurance too. Thanks!
-David S., Tokyo Grill, Harbor City, CA
Use a trusted Southern California insurance agent when buying insurance when you are opening a new restaurant or your existing restaurant. They will know the local and state laws pertaining to how much restaurant insurance you need and can help you decide the right coverage mix for your specific restaurant insurance needs.